Taken on 10.12.2010The day (commencing time : 12.00am) started off with a phone call from Lilian and Chun Tean, singing birthday song to me and wishing me happy birthday. Feels a little Cinderella-ish because of the 12.00am sharp thing. Alas, they ain't the first though because 10 minutes prior to their call, Tze Lin already sent me a birthday message. XD. Well, that time I am still preparing(STUDYING) actually, so wasn't really able to talk to Lilian and Chun Tean much. Ok, after that, naturally, I had more calls and wishes coming in but I sort of say Thank you and showed my appreciation in facebook ady, so I rather not repeat what I did cause I had more interesting stuff to write about. XD
Basically, few hours later, reached college at 2.30pm and continue studying. ><, this is because exam is at 6pm and the whole day sort of feel wasted because I only concentrated on passing the exam. But then, Mallory and Joann was there as well, crazy peeps la both of them. But It was great having them around, cause they did manage to relieve my stress a little. Mr. Simon was there a well but spoke to him a little only la. Too busy processing my thought on POT subconsciously. XD>
After that, met with Arthur, tried to test each other knowledge but failed miserably. XD, still, manage to clear some doubts la. At 5.30pm, we walked towards the comp lab and wait for others to arrive. It was at this moment the photo was taken, and I quite like the efffect but would have been better if I grasp the lighting. XD Tze Lin bought me a slice of Secret Recipe cake which is damn nice~~ Then, Shu Tin the blur bugger (XD) say Oppa~~ first wor, and not Happy Birthday! but she still did say la later. Wei Ken arrived and he said Happy Birthday also. One by one, the others start coming in. Mallory just knew (from Cheok) that its my birthday so she came to comp lab to great me and Mr. Simon came also to give us moral support la, I guess.
During exam, I was in a half-dazed state of mind actually. I kept looking at the timer and jump here and there. Also had a slight panic attack because I thought I won't have enough time. But overall, the exam was manageable la. Expecting a pass. ;) Also, if I pass, I will buy either a camcorder or camera la. The way things are looking right now, it seems that camera will be what I am getting.
XD, as soon as we are done with the exam, all of them started discussing about the paper which is just so damn UGH!!!! but typically students. XD Then, some of them have to go back hometown and what-not cause it is ady 7.30pm by the time exam ended. Yeah, sun set ady and darkness had enveloped. Then, between mee jawa and Subway, we ( Adam, Arthur, Cheok, Wei Ken, Mr. Simon and me la) went for Subway in Sunway Pyramid. Got buy 1 free 1 coupons, so its ok la. XD And oh my goodness, the things that guys talk about. Damn funny man!! And seriously, I am beginning to believe what books are saying about them la. Not only that, Wei Ken belanja-ed me Subway and for once, Adam being nice, so I manage to get 2 Mitch Albom books for free (yup, birthday present no. 2) XD. I think the highlight is still the things that they are talking about la. I think can be classified as comedy and ecchi. Yeah, hang out with me long enough or read manga/watch anime, then you will know what I am talking about la. Among the things we talk about, includes Sasha Grey(not sure if this is how you spelt her name) series, bottle of 7-hours, and you get my drift. XD, was damn happy la in short.
And the finale of the day!!!!! Playing Cashflow game!!!! So, all of us who went to Subway also stayed back to play Cashflow game. So damn nice to play and interesting too. I mean, being an educational tool, it is really relevant to the real world. But due to the lateness of the time we started playing (9.30 or so), we only completed the first objective which is get out of the rat race. Mr. Simon wants us to focus on this only and the fun part is based on how we played the game. Each of us actually sort of have a signature of the day:
1. Adam is cautious so he did not do much
2. Arthur land on 'doodads' (spendings that serve no purpose) most of the time
3. Cheok is a speculative buyer when it comes to properties
4. Wei Ken got downsized twice but overall he got a lot of opportunities for share market
5. Mr. Simon got two babies and therefore expenses increase, cashflow decrease
6. I usually land on paychecks only. So, typically employee.
But I did have two big breaks which led me to get out of the Rat Race first. XD, 1st one is getting opportunity to buy the share at a low price of 5 bucks and Cheok is willing to give some capital but with a profit-sharing ratio of 7:3 which I am ok with it. XD, cause the selling price we had later was 30 bucks!! XD, so, I got about 96,000 bucks from that one investment. Which enabled to quickly clear off all my loans la. Then, my next big break is I finally land on an opportunity spot and the first I get was a property with 1000 bucks passive income. That exceeded my expenses ady alone! So, I achieve the objective first and sort of ended the game la cause Mr. Simon wants to start teaching what this whole game is about. Though, Cheok only had 60 bucks left but my sudden rise just overshoot him. XD
Personally, what I learnt is, high cashflow by itself won't help much. The real deal comes when your passive income exceeds your expenses. Fair thought? Of course, he taught much more than this but at this point in time, I think the only thing all of us care about is PASSIVE INCOME. XD
Yeah, with the game, CFAB July 2009 is officially the end of the trail and journey begins next year, 4th January 2011 where all of us will be in the ICAEW Application Stage, working our asses and other body parts out to the max. XD Also, 19th is the end of my teen stage, so, gonna be even crazier in my new age!!!
HAPPY 2ND ANNIVERSARY TO MY BLOG TOO!!!!!! XD
PS : Everyone who wished me already. Thank you very much, find your own name in my facebook posts. XD
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